National News 
There are currently 9 blog entries related to this category.
ADT Home Monitored Security Systems Help Protect Your Family
Thursday, October 27th, 2011 at 10:50am. 347 Views, 2 Comments.
One of the most crucial parts of real estate, which is often overlooked, is home security. After all, when you’re looking for a new home, you want to make sure, above all else, that you will be moving yourself and whatever family you might have to a safe and secure environment that will become a comfortable and reliable place of residence. The best way to go about ensuring that this is the case is probably to sign up with a home security company such as ADT. Here are a few examples of some of the benefits that you can receive from such a company, and some of the specific security tools that they will provide you with.
o The first thing that most people consider with regard to professional home security is basic alarm systems. In fact, this may be…
Mortgage Rates Continue To Remain Attractive On Weak Dollar
Friday, November 13th, 2009 at 9:51pm. 1791 Views, 5 Comments.
Rates are just a bit better than last Friday, as shown below. The Univ of Michigan's highly watched Consumer Confidence report came in much lower than expected today, but it didn't seem to have an effect on the markets. However, I'm sure the retailers are paying attention, and are no doubt, nervous to say the least.
There's a lot of talk right now about the strength, or lack thereof, of the US dollar. There seems to be some unspoken plan to keep the dollar value low to entice the rest of the world to buy US goods and participate in our market trades. For many investors outside the US with stronger currencies it makes perfect sense. For our markets this is not necessarily a bad idea in the short term. However, having our currency remain weak in the…
Breaking News: Homebuyer Tax Credit to be Extended and Expanded
Thursday, November 5th, 2009 at 6:41pm. 742 Views, 1 Comments.
Both the House & Senate passed an extension and expansion of the homebuyer tax credit. This could be signed by President Obama as early as tomorrow morning. Below is a summary of the new home buyer tax extension and modifications.
Eugene Mortgage Rates | Mortgage Loans | Update
Monday, March 9th, 2009 at 3:46pm. 676 Views, 13 Comments.
Mortgage rates got a little better once again this Friday as shown below. However, early Friday morning the markets pointed out what a whacky world we're in right now. Absolutely horrible economic news resulted in the stock market going up and the bond market going down. However, after a short time in trading both markets leveled off, and were stable the rest of the day.
I want to take this opportunity to remind you that all of the economic reports that you see and hear on the national news are already anticipated in the markets. So, when the Labor Dept issued the employment report Friday morning, which should have sent every major investor running to the bond market for it's “safe haven” in bad economic times, it simply didn't happen. Why? Because…
More Details $8,000 Home Buyer Tax Credit, IRS Filing Rules
Saturday, February 28th, 2009 at 1:05am. 2351 Views, 26 Comments.
Mortgage rates have gone up a tick, as noted below. This is due to some of the inflation fears that are starting to brew, which in turn pulls the bond market down, and raises interest rates. The inflation fear comes from the stimulus packages, and what their overall costs may be down the road. However, the economy is still stumbling, so the bond market may still be the “safe haven” for investors as we move along day to day. So, rates are going to stay volatile for some time yet. That's actually a good thing! We just need to get the buyers buying.
Okay, a little clarification on the $8k tax credit from last week. The IRS has ruled that if the home was purchased in 2008 then the $7,500 tax credit, which has to be repaid over 15 years, will apply. If a…
Details On The $8,000 Credit To Home Buyers
Saturday, February 21st, 2009 at 12:32am. 2171 Views, 10 Comments.
I have added a link to the CNN article regarding the $8,000 first time home buyer tax credit that was announced on Wednesday, just in case you hadn't seen it. It definitely is a step up from the plan that took effect last July. It's actually a revamp of that program which extends the purchase dates to November 30 th, and takes away the repayment of the “credit” and makes it an actual tax credit instead of a 0% interest loan. The credit does have to be repaid if the buyer sells the home in the first three years, after that there's no penalty. Something tells me we could see some problems down the road (the less than 3 year road) when folks try to sell, and home prices haven't increased enough, but they've already spent the $8K. Déjà vu, or vous,…
Volatile Stock Market, 700 Billion Bailout Affecting Consumer Confidence
Saturday, October 11th, 2008 at 3:28am. 674 Views, 4 Comments.
Well, where do I begin? Certainly I'm not going to tell you the “meaning of life” in this market. However, there actually is some meaning to it. If you go back almost exactly one year ago, when the stock market hit their all time high, at 14,164 on October 9, 2007, it was apparent to a lot of people that the stock market was truly overvalued. There was much talk at that time about “value corrections” that were inevitable. Guess what? They're here!!!!!
Of course, the stock market has been trending down since that time, ever so slowly, (so you wouldn't notice), until now, when it's crunch time. You need to understand, for your own peace of mind, that all the companies listed on the New York Stock Exchange, as well as all the others around the…
Bailout Bill Passed Today - Lorin's Weekly Report
Friday, October 3rd, 2008 at 7:36pm. 750 Views, 13 Comments.
I can't pretend to know the outcome of this “bailout bill”, but I have to say that, even though it may not have been necessary, (we'll never know now), it probably will not be our downfall. Both the Senate and the House have now passed it, and it's on its way to the President's desk for signing.
The one thing that would concern us all, is if the Treasury has to print more money to implement this bill. That would certainly raise the fear of inflation, and could ultimately bring prices down in the bond market, and likewise mortgage rates up. However, if the whole thing frees up funds for lenders to lend, then we'll be in better shape in the long run. Time will tell. As you'll notice though, with all that's been going on, mortgage rates have not…
Memorial Day Tribute - Drive On by Johnny Cash
Monday, May 26th, 2008 at 9:20pm. 992 Views, 13 Comments.
I wanted to do some sort of tribute for Memorial Day, our killed and lost Soldirs, our Vets and all their families.
In my search I came across this Johnny Cash tune that just knid of hits home for me. Johnny Cash's music just kind of soothes my soul, so if you like Cash I hope you will enjoy this tune called "Drive On"
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