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        <title>Eugene Real Estate Blog | Lane County Oregon Blogs</title>
        <link>http://www.dennispeaseteam.com/blog/eugene-oregon/</link>
        <description>Consumer focused real estate information for Lane County Oregon, also covering information and insight into local and national topics. Join us in conversation and share your thoughts.</description>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-oregon-mortgage-rates-lower-again-this-week.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-oregon-mortgage-rates-lower-again-this-week.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Oregon Mortgage Rates Lower Again This Week</title>
            <description> <![CDATA[ 
Oooohhhhhhh, the rates are soooo low right now, as shown below. But obviously it's not the rates that are keeping the buyers away. More likely it's the unemployment rate that makes them nervous. I certainly can't blame them! 


The national unemployment rate moved from 9.6% to 9.8% with this morning's Labor Dept report for the month of September. Of course, the buyers in this area are looking at an unemployment rate much higher here in Lane County and the state of Oregon . So, it makes sense t... ]]> </description>
            <pubDate>Sat, 03 Oct 2009 20:14:16 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-oregon-first-time-home-buyer-to-take-advantage-of-low-mortgage-rates.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-oregon-first-time-home-buyer-to-take-advantage-of-low-mortgage-rates.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Oregon - First Time Home Buyer To Take Advantage Of Low Mortgage Rates</title>
            <description> <![CDATA[ 
Mortgage rates are lower this weekend than last, as shown below. They hit another good low on Wednesday, and held through Thursday, but have increased somewhat today. 


The employment data came in early this morning, and showed the unemployment rate at 9.7%, up from 9.4% last month.That's not a big surprise. Nor is the fact that the number of jobs lost during August is down from what was expected. What this basically means is that we are losing jobs at a lower rate than before. (Not great, bu... ]]> </description>
            <pubDate>Sat, 05 Sep 2009 20:38:14 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-oregon-mortgage-rates-steady-giving-buyers-more-time.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-oregon-mortgage-rates-steady-giving-buyers-more-time.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Oregon - Mortgage Rates Steady - Giving Buyers More Time</title>
            <description> <![CDATA[ 
Mortgage rates were a little worse earlier this week, but with the jobs report that came out this morning the bond market has made some gains as stocks take a dive. The rates below are just slightly higher than last Friday, but with the sour economic news they are likely to trend a little lower into next week. 


This is as good a time as any to remind you that, although some of the lender's turn times are getting better, a 30 day contract close is still too optimistic. Remember, the lenders w... ]]> </description>
            <pubDate>Mon, 06 Jul 2009 00:12:04 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-oregon-mortgage-news.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-oregon-mortgage-news.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Oregon - Mortgage News</title>
            <description> <![CDATA[ 
Rates are little better today over last Friday, as shown below. The stock markets aren't as happy as they were last week, and the FOMC meeting I referred to in last Friday's email didn't seem to make much of an impact. Therefore, the bond market is doing better as of now. The auctions of long term government debt were well received earlier this week, which again helped the bond market make some gains. 


That's it in a nutshell, but I'd like to talk about a couple of rumors and reports out the... ]]> </description>
            <pubDate>Sun, 28 Jun 2009 13:58:02 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/mortgage-rates-climb-for-second-straight-week.html</guid>
            <link>http://www.dennispeaseteam.com/blog/mortgage-rates-climb-for-second-straight-week.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Mortgage Rates Climb For Second Straight Week</title>
            <description> <![CDATA[ 
Yes! Rates are up from last Friday, but they are down from earlier this week. The Bond market took a pretty good beating from a few of the economic reports that came out, indicating that things might be getting better. But, the big hurt was that several of the foreign buyers of US debt ( US debt is in fact our bond market), indicated that they had little confidence in our ability to repay that debt. So, China , Russia , the European market, etc said they &ldquo;may not&rdquo; invest in our bond... ]]> </description>
            <pubDate>Sat, 13 Jun 2009 20:12:20 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-mortgate-rates-up-this-week.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-mortgate-rates-up-this-week.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Mortgate Rates Up This Week</title>
            <description> <![CDATA[ 
Not a good week here in loan land! (See rates below). The bond market has taken some pretty big hits all this week, due primarily to investors taking advantage of the profits to be gained from the great run up in bond pricing over the past few weeks. The investors have sold off their bonds at higher prices and have moved these assets to the stock market. Please understand that there is far more to it than that, but in laymen's terms that's essentially what is taking place. 


The other side of... ]]> </description>
            <pubDate>Sat, 06 Jun 2009 00:22:46 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-oregon-have-we-hit-rock-bottom.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-oregon-have-we-hit-rock-bottom.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Oregon - Have We Hit Rock Bottom</title>
            <description> <![CDATA[ 
Mortgage rates are still about the same as last week, as shown below. &nbsp;Obviously rates are not the problem!&nbsp; Nor have they been for many months; actually 7+ years if truth be told, but then after a while it all becomes relative.&nbsp; There are most likely some buyers out there who are waiting for that &ldquo;perfect storm&rdquo; where interest rates, and home prices, bottom out; everything goes crazy and they finally put their hook in the water. 


I hope you are telling your client... ]]> </description>
            <pubDate>Fri, 17 Apr 2009 23:54:02 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-weekly-mortgage-update-eugene-oregon-home-loan-news.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-weekly-mortgage-update-eugene-oregon-home-loan-news.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Weekly Mortgage Update - Eugene Oregon Home Loan News</title>
            <description> <![CDATA[ 
Mortgage rates have inched up just slightly, as noted below. The Labor Dept reported 663,000 jobs lost in March, which should have rallied the bond market and pushed rates lower. However, that number was less than had been anticipated, so it was seen as a plus by investors. After yesterday's stock rally the S&amp;P 500 is up 23% since March 9 th when it hit a 12 year low. 


Stocks were not really affected today by the jobs report because employment is always a &rdquo;lagging indicator&rdquo;.... ]]> </description>
            <pubDate>Sat, 04 Apr 2009 00:10:12 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-mortgage-news-mortgage-rates.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-mortgage-news-mortgage-rates.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Mortgage News - Mortgage Rates</title>
            <description> <![CDATA[ 
Mortgage rates look similar to last week at this point, as noted below. However, the mortgage backed securities have gained some strength today, and are not necessarily affected by the general bond market numbers. Both consumer spending and consumer confidence numbers came in higher toady, but higher after record lows doesn't hold a lot of water. The truly good news is that the Federal Reserve purchased the most MBS this past week, and has had a significant impact on overall mortgage rates. It ... ]]> </description>
            <pubDate>Mon, 30 Mar 2009 00:49:53 -0500</pubDate>
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            <guid>http://www.dennispeaseteam.com/blog/eugene-oregon-real-estate-2008-homes-sold-statistics.html</guid>
            <link>http://www.dennispeaseteam.com/blog/eugene-oregon-real-estate-2008-homes-sold-statistics.html</link>
            <author>dennis@dennispeaseteam.com (Dennis Pease)</author>
            <title>Eugene Oregon Real Estate | 2008 Homes Sold Statistics</title>
            <description> <![CDATA[ 
It's that time of year to look at Eugene and Lane County, Oregon real estate sales statistics for 2008. These statistics gathered from RMLS include all Lane County except Florence Oregon real estate sales statistics because Florence has such different demographics which include  the majority of new residents are higher-aged, no children at home, lower house hold income patterns, yet a relatively high percentage of cash-paying home buyers as well as other market characteristics not shared with G... ]]> </description>
            <pubDate>Sat, 03 Jan 2009 03:11:59 -0600</pubDate>
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