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CITY

Select a City: No Preference Alvadore Blachly Blue River Cheshire Coburg Cottage Grove Creswell Culp Creek Deadwood Dexter Dorena Elmira Eugene Fall Creek Florence Jasper Junction City Leaburg Lorane Lowell Mapleton Marcola Mckenzie Bridge Monroe Noti Oakridge Pleasant Hill Springfield Swisshome Veneta Vida Walterville Walton Westfir Westlake Yachats Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SUBDIVISION

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Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SCHOOL

Enter a School:

Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Adams Agness Albany Allegany Aloha Alsea Amity Arlington Ashland Astoria Aumsville Aurora Azalea Baker City Bandon Banks Battle Ground Bay City Beaver Beavercreek Beaverton Bend Birkenfeld Blachly Blodgett Blue River Boardman Boring Brightwood Broadbent Brookings Brooks Brownsville Brush Prairie Burns Buxton Camas Camas Valley Canby Cannon Beach Canyonville Cape Meares Carlton Cascade Locks Cascadia Cave Junction Central Point Charleston Cheshire Clackamas Clatskanie Cloverdale Coburg Colton Columbia City Condon Coos Bay Coquille Corbett Cornelius Corvallis Cottage Grove Cove Crescent Crescent Lake Creswell Crooked River Culp Creek Culver Dallas Damascus Days Creek Dayton Deadwood Deer Island Depoe Bay Detroit Dexter Donald Dorena Drain Dufur Dundee Durham Eagle Creek Eagle Point Echo Elgin Elkton Elmira Elsie Estacada Eugene Fairview Fall Creek Falls City Florence Forest Grove Gales Creek Gardiner Gaston Gates Gearhart Gervais Gilchrist Gladstone Glendale Glenwood Glide Gold Beach Government Camp Grand Ronde Grants Pass Grass Valley Gresham Haines Halsey Hammond Happy Valley Harrisburg Hebo Heppner Hermiston Hillsboro Hines Hood River Hubbard Idanha Idleyld Park Imnaha Independence Ione Irrigon Island City Jacksonville Jasper Jefferson Jewell Junction City Keizer King City La Grande La Pine Lafayette Lake Oswego Lakeside Langlois Leaburg Lebanon Lexington Lincoln City Long Creek Lorane Lowell Lyons Madras Manning Manzanita Mapleton Marcola Maupin Maywood Park Mckenzie Bridge Mcminnville Merlin Metolius Mill City Milwaukie Mist Molalla Monmouth Monroe Moro Mosier Mt. Angel Mulino Myrtle Creek Myrtle Point Nehalem Neotsu Neskowin Netarts Newberg Newport North Bend North Plains North Powder Noti Nyssa O'brien Oakland Oakridge Oceanside Odell Ophir Oregon City Otis Otter Rock Pacific City Parkdale Pendleton Philomath Pilot Rock Pleasant Hill Port Orford Portland Powell Butte Powers Prescott Prineville Prospect Rainier Redmond Reedsport Rhododendron Rickreall Riddle Rockaway Beach Rogue River Roseburg Rufus Salem Sandy Scappoose Scio Scotts Mills Scottsburg Seal Rock Seaside Selma Shady Cove Shedd Sheridan Sherwood Siletz Silverton Sisters Sixes South Beach Springdale Springfield St. Helens St. Paul Stanfield Stayton Sublimity Sunriver Sutherlin Sweet Home Swisshome Talent Tangent Tenmile Terrebonne The Dalles Tidewater Tigard Tillamook Tiller Timber Toledo Troutdale Tualatin Turner Tygh Valley Umatilla Umpqua Union Vancouver Veneta Vernonia Vida Waldport Walton Wamic Warren Warrenton Wasco Washougal Welches Wemme West Linn Westfir Westlake Westport Wheeler Wilderville Willamina Williams Wilsonville Winchester Winchester Bay Winston Wood Village Woodburn Yachats Yamhill Yoncalla Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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Eugene Mortgage Rates | Eugene Real Estate

After months of talking about dollar amounts with a capital B behind them, I think we're all getting a little tired.  The call today was to “Fix the banks first”.  I have no clue how to do that, but it appears that I'm not alone.  The U.S. Treasury Dept seems to be clueless as well.  I just wanted to get that out.  Thanks for your indulgence.

The rates shown below are absolutely fantastic, but rates are not holding back buyers.  It's uncertainty; about the economy, their jobs, the location of that market “bottom” they've been looking for, and what lies ahead.  The only way to deal with those uncertainties is on a personal level with each buyer.  Which simply means, you have to put yourself face to face with them.   Have an opinion about what's coming down the pike, and local stats to back it up.  It's called salesmanship.

So, once again, it's time to keep our focus here at home where things seem to make more sense.  Working the local real estate market these days is labor intensive to say the least, but that's no different than nearly all the years preceding 2002.  Door knocking, farming, open houses, networking, and making sure that every one you know is aware of what you do, and how to refer to you, is the basics of success in the current market environment.  In fact, these are the keys to success in any market, and any industry.  Be as effective and efficient as possible in your endeavors, and solicit help from other professionals who probably need your help as well.   

The days of “order taking” are over. 

I just happen to be one of those professionals you might want to ask for help.  Hard work has never bothered me. 

My cell phone will be on all weekend if there is anything I can help you or your clients with.

Have a terrific weekend, and stay warm!

The following rates are based on 30 day locks with no discount points, as of this afternoon. They are not come ons, they are the rates your buyers will most likely get from a reputable lender, regardless of what is advertised.  Certainly there are other specialized programs available, depending on the qualifications of the buyer.

Authored by Lorin Wamsley, CMPS - Senior Mortgage Consultant, Precision Funding
Phone: 541-681-8787

Dennis Pease - ReMax Integrity Real Estate Broker invites you to see more Eugene Real Estate information and All the Area Real Estate Listings .
Phone: 541-844-9287

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