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FIND YOUR NEXT HOME by...

CITY

Select a City: No Preference Alvadore Blachly Blue River Cheshire Coburg Cottage Grove Creswell Culp Creek Deadwood Dexter Dorena Elmira Eugene Fall Creek Florence Jasper Junction City Leaburg Lorane Lowell Mapleton Marcola Mckenzie Bridge Monroe Noti Oakridge Pleasant Hill Springfield Swisshome Veneta Vida Walterville Walton Westfir Westlake Yachats Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SUBDIVISION

Enter a Subdivision:

Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SCHOOL

Enter a School:

Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Adams Agness Albany Allegany Aloha Alsea Amity Arlington Ashland Astoria Aumsville Aurora Azalea Baker City Bandon Banks Battle Ground Bay City Beaver Beavercreek Beaverton Bend Birkenfeld Blachly Blodgett Blue River Boardman Boring Brightwood Broadbent Brookings Brooks Brownsville Brush Prairie Burns Buxton Camas Camas Valley Canby Cannon Beach Canyonville Cape Meares Carlton Cascade Locks Cascadia Cave Junction Central Point Charleston Cheshire Clackamas Clatskanie Cloverdale Coburg Colton Columbia City Condon Coos Bay Coquille Corbett Cornelius Corvallis Cottage Grove Cove Crescent Crescent Lake Creswell Crooked River Culp Creek Culver Dallas Damascus Days Creek Dayton Deadwood Deer Island Depoe Bay Detroit Dexter Donald Dorena Drain Dufur Dundee Durham Eagle Creek Eagle Point Echo Elgin Elkton Elmira Elsie Estacada Eugene Fairview Fall Creek Falls City Florence Forest Grove Gales Creek Gardiner Gaston Gates Gearhart Gervais Gilchrist Gladstone Glendale Glenwood Glide Gold Beach Government Camp Grand Ronde Grants Pass Grass Valley Gresham Haines Halsey Hammond Happy Valley Harrisburg Hebo Heppner Hermiston Hillsboro Hines Hood River Hubbard Idanha Idleyld Park Imnaha Independence Ione Irrigon Island City Jacksonville Jasper Jefferson Jewell Junction City Keizer King City La Grande La Pine Lafayette Lake Oswego Lakeside Langlois Leaburg Lebanon Lexington Lincoln City Long Creek Lorane Lowell Lyons Madras Manning Manzanita Mapleton Marcola Maupin Maywood Park Mckenzie Bridge Mcminnville Merlin Metolius Mill City Milwaukie Mist Molalla Monmouth Monroe Moro Mosier Mt. Angel Mulino Myrtle Creek Myrtle Point Nehalem Neotsu Neskowin Netarts Newberg Newport North Bend North Plains North Powder Noti Nyssa O'brien Oakland Oakridge Oceanside Odell Ophir Oregon City Otis Otter Rock Pacific City Parkdale Pendleton Philomath Pilot Rock Pleasant Hill Port Orford Portland Powell Butte Powers Prescott Prineville Prospect Rainier Redmond Reedsport Rhododendron Rickreall Riddle Rockaway Beach Rogue River Roseburg Rufus Salem Sandy Scappoose Scio Scotts Mills Scottsburg Seal Rock Seaside Selma Shady Cove Shedd Sheridan Sherwood Siletz Silverton Sisters Sixes South Beach Springdale Springfield St. Helens St. Paul Stanfield Stayton Sublimity Sunriver Sutherlin Sweet Home Swisshome Talent Tangent Tenmile Terrebonne The Dalles Tidewater Tigard Tillamook Tiller Timber Toledo Troutdale Tualatin Turner Tygh Valley Umatilla Umpqua Union Vancouver Veneta Vernonia Vida Waldport Walton Wamic Warren Warrenton Wasco Washougal Welches Wemme West Linn Westfir Westlake Westport Wheeler Wilderville Willamina Williams Wilsonville Winchester Winchester Bay Winston Wood Village Woodburn Yachats Yamhill Yoncalla Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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Eugene Mortgage Rates

ates are still down in the “amazing” range.  (See below).  This is due primarily to the run-up in prices in the bond market over the last 5 days.  On Wednesday morning we saw 30 year rates at 4.75%.  However, by 1:00p.m. they were back up over 5.00% and have remained there through today.

So, imagine what might have taken place on Wednesday morning, in every mortgage company office, all over the country.  Yep, you guessed it; every lender was on the phone locking interest rates for refinances, (and purchases to a lesser extent).  This tremendous influx of loans into the system means one thing.  Slower turn times!!!!!

We've seen it before, and it's likely to happen again in the coming months.  But, for right now, I urge you to write your sales agreements for at least 45 day closings.  For the most part that will reduce a great amount of stress for everyone.

You may have seen an extreme slow down this week as well, in terms of getting information and results from lenders.  Of  course, the snow played havoc with that.  In case you didn't know, most of the wholesale lenders we deal with have their regional offices in Portland, actually Lake Oswego to be more exact, and they were all operating on skeleton crews this week.  It's a wonder we got anything done.

Hopefully the weather will be more cooperative from here on out, but the system will remain slow.  So, now you've been warned.

Have a safe, warm, and enjoyable holiday!

My best you, always.

The following rates are based on 30 day locks with no discount points, as of this morning. They are not come ons, they are the rates your buyers will most likely get from a reputable lender, regardless of what is advertised.  Certainly there are other specialized programs available, depending on the qualifications of the buyer.

Authored by Lorin Wamsley, CMPS - Senior Mortgage Consultant, Precision Funding
Phone: 541-681-8787

Dennis Pease -  Real Estate Broker invites you to see more Eugene Real Estate information and All the Area Real Estate Listings . If you are looking for a mortgage consultant, call Lorin at the number above and tell him you saw him here.

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