Eugene Oregon Real Estate Blog | Lane County Blogs 
3 Biggest Seller Mistakes
Wednesday, March 7th, 2012 at 12:56pm. 2230 Views, 5 Comments.
Are you getting ready to put your home on the market? If you are like most sellers, you want the selling process to be completed as quickly as possible. At the same time, you want to be sure to get as much money for the home as you possibly can. After all, you invested a significant amount of money into the purchase of your home, so you want to try your best to recoup that investment and to possibly even make a profit. Whether you're selling Colorado highrises or a home in Eugene, it is essential to take steps to avoid these three common seller mistakes.
Seller Mistake #1: Failing to Prepare the Home for Sale
One of the biggest mistakes a seller can make is to fail to properly prepare the home for sale. Proper preparations include making…
Staging Your Home to Sell
Tuesday, March 6th, 2012 at 4:02pm. 1712 Views, 2 Comments.
Are you planning to put your home up for sale? If you want to get your home sold quickly and at a reasonable price, it is essential to take the proper steps to prepare it for sale. While making any necessary repairs and upgrades is certainly one step in this process, it is also important to stage your home for sell. By staging your home, you prepare the home in a way that makes it more appealing to the potential buyer while also helping the buyer envision himself living in your home. Fortunately, staging a home is a relatively simple process and you don’t have to spend a whole lot of money to do it. Whether selling Austin real estate or a home in Eugene, if you implement these 5 simple staging tips, you will dramatically improve your chances of getting…
Mortgage Broker vs. Bank Loan
Monday, March 5th, 2012 at 9:28pm. 2810 Views, 0 Comments.
Are you considering buying a home in the near future? If so, you will likely need to take out a mortgage loan to help you cover the cost of the purchase. If you are like most people who are purchasing their first home, you may think that your lender options are limited. In reality, you have many choices to select from. Whether searching for Washington DC homes for sale or a place in Eugene, the first step in taking out a mortgage loan is to decide whether you are going to work directly with a lending institution or if you are going to go through a broker.
Working Directly with the Lender
If you wish to work directly with the lender, you have many options to choose from. While most people get their mortgage loan through a bank or credit union,…
What to Expect when Buying an Older Home
Thursday, March 1st, 2012 at 11:52am. 704 Views, 0 Comments.
For those who are interested in saving a bit of money, purchasing an older home rather than a spec home or a new construction home may be the best way to go. Not only do older homes typically have a lower asking price, but they are often located in well-established neighborhoods with plenty of community amenities, mature trees and other perks. Whether looking at Nashville real estate or a home in Eugene, there are several things that need to be considered before purchasing an older home. After all, while an older home may be cheaper to purchase upfront, there could be some hidden costs that make purchasing an older home the more expensive option.
Making Upgrades
One potential downside to purchasing an older home is that you may need to invest a…
Real Estate Brokerages – I Finally Made The Move Away From Big Box
Friday, December 9th, 2011 at 10:47pm. 972 Views, 13 Comments.
In Lane County, Oregon a new Real Estate Brokerage came on the scene 3 years ago. In fact this month marks their 3 year anniversary… Congratulations Bryan & Kelly Ranstad for having the foresight to open Hybrid Real Estate, you have the fastest growing real estate brokerage in the State of Oregon. You have the 2nd most Agents of any real estate brokerage in all Lane County, which encompasses a vast area including the Eugene / Springfield area and clear over to Florence on the Oregon Coast. You have created an environment where Real Estate Brokers are able to run “their” businesses the way they see fit. The business model is different in the way that counts the most: Financial. No more paying for national or regional advertising. The money I was paying…
Home Buyer Mortgage Loans - Lane County Oregon - Get Pre-Approval - Updates
Friday, December 9th, 2011 at 8:58pm. 740 Views, 1 Comments.
Yep. Rates are still the same, as shown below. However, they were moving up this afternoon based on the more optimistic view of the European debt crisis as of today's deal, struck by the leaders of the 17 countries that make up the Eurozone, (those countries using the euro as their currency). These countries have established a plan to integrate the budgets of all 17 to help stabilize those member countries that are in jeopardy of defaulting on their debt. Europe is not out of the woods yet, but it did help the stock markets this afternoon.
FHA loan limits are back to where they were before October 1st. At that time they were lowered back to loan limits from about three years ago. On November 18th HUD realized the error of their ways and started…
ADT Home Monitored Security Systems Help Protect Your Family
Thursday, October 27th, 2011 at 10:50am. 946 Views, 2 Comments.
One of the most crucial parts of real estate, which is often overlooked, is home security. After all, when you’re looking for a new home, you want to make sure, above all else, that you will be moving yourself and whatever family you might have to a safe and secure environment that will become a comfortable and reliable place of residence. The best way to go about ensuring that this is the case is probably to sign up with a home security company such as ADT. Here are a few examples of some of the benefits that you can receive from such a company, and some of the specific security tools that they will provide you with.
o The first thing that most people consider with regard to professional home security is basic alarm systems. In fact, this may be…
Blue Moon New Years Eve 2010 Mortgage Report
Thursday, December 31st, 2009 at 11:26pm. 2882 Views, 4 Comments.
Mortgage rates are just a bit higher this week over last, as shown below. New claims for unemployment were down significantly this week and that has hurt the bond market. There are no guarantees that next week's rates will get better, though we expect the “after holiday” markets to be much more stable than the past two weeks. We'll hope for the best, and yes; rates are still fantastic!
I know you've heard the rumblings of changes that are taking effect tomorrow (01/01/10) in the mortgage finance industry. These changes mainly affect the disclosure process from us, your mortgage professionals, to the borrowers. However, because of these changes it appears there will be an impact on how you do business as well. The differences may be many, and they will…
Mortgage Rates Continue To Remain Attractive On Weak Dollar
Friday, November 13th, 2009 at 9:51pm. 2365 Views, 5 Comments.
Rates are just a bit better than last Friday, as shown below. The Univ of Michigan's highly watched Consumer Confidence report came in much lower than expected today, but it didn't seem to have an effect on the markets. However, I'm sure the retailers are paying attention, and are no doubt, nervous to say the least.
There's a lot of talk right now about the strength, or lack thereof, of the US dollar. There seems to be some unspoken plan to keep the dollar value low to entice the rest of the world to buy US goods and participate in our market trades. For many investors outside the US with stronger currencies it makes perfect sense. For our markets this is not necessarily a bad idea in the short term. However, having our currency remain weak in the…
Friday Update - Mortgage Rates Steady - Home Buyer Tax Credit Extended
Friday, November 6th, 2009 at 8:32pm. 1670 Views, 0 Comments.
As shown below mortgage rates are about the same as last Friday. Seems you're seeing that on a fairly consistent basis over the last few months. The employment report was issued this morning by the Labor Dept, and it came in even worse than expected. Unemployment is up to 10.2% nationally which is the worst since April of 1983, also in that report were figures that show worker productivity was up substantially. This means that if the GDP grew in the last quarter as it was reported, then it was done with fewer workers than before. We'll skip the actual stats because the concept is very evident.
If companies can run at full or increased capacity with fewer workers, they are not going to start hiring new workers until they absolutely have to in order to…
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